Auto Insurance Gainesville Fl

Auto Insurance Gainesville Fl. If you're in an accident that was not your fault, the cost of getting your car repaired is not the only expense that you'll face. There are numerous additional costs that you might need to consider, such as the cost of phone calls to deal with claims and the financial impact of any essential time off work. These miscellaneous expenses are the ones that are covered by motor legal protection.

What are the benefits?

The recovery of costs including (but not exclusively):

• Vehicle repair and recovery
• Personal injury
• Hire vehicle (often unlimited)
• Loss of earnings
• Policy excess
• Medical bills
• Legal expenses

Is motor legal protection a legal requirement?

Drivers are not legally required to have legal protection, and in fact, a large number of drivers do not have the cover. However, it can be extremely beneficial to invest in motor legal protection to fully shield oneself from all motor-related eventualities.

Consider the following scenario:

Mrs. Davies stops her car at a set of traffic lights. Another car, going too fast, drives into the back of her. The rear of Mrs. Davies' car is badly damaged and she is injured. Mr. Barnes, the man driving the other car, is at fault. While his insurance will pay for the damage to Mrs. Davies' car, there are many other expenses that Mrs. Davies will incur. Auto Insurance Gainesville Fl. For example she is forced to pay out for the car-towing fees, a hire car until her car is fixed and a considerable policy excess on her car. Her injuries necessitate a visit to the doctor and because she is self-employed, this causes her to lose half a day's earnings. Mrs. Davies has not got motor legal protection. Uncertain if she is permitted to claim back these expenses and daunted by the prospect of chasing up her claims, she decides not to claim and is left out-of-pocket.

In the above scenario, if Mrs. Davies had motor legal protection she would have felt reassured in knowing that a legal professional would have chased her claims on her behalf, and that her uninsured losses and expenses would have been reimbursed, hassle-free. Auto Insurance Gainesville Fl. 

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